Credit report with Marquette

How will co-signing on a loan affect my credit rating and my ability to get other loans for myself? The credit reporting agencies will not correct my address, credit report with Marquette and it is harming my ability to open an account. I have a large Federal Tax Lien and State Tax Lien on my credit report. I defaulted on my payment plan with a collection agent, and now they won't negotiate with me.

If a judgment can no longer be reported on my credit report with Marquette credit report, does that mean it can no longer be collected? My credit report shows a delinquent account that is four months away from rolling off my report. What can I do to remove derogatory items Nelnet placed on my credit report? If you pay an early termination fee to get out of a cellphone contract will it affect your credit? Will my credit score go up or down if I pay a delinquent debt?

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